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Equation for mortgage payments M P r 1 r n 1 r n - 1 This formula can help you crunch the numbers to see how much house you can afford. Trusted VA Home Loan Lender of 300000 Military Homebuyers. This free mortgage calculator helps you estimate your monthly payment with the principal and interest components property taxes PMI homeowners insurance and HOA fees.

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The current average 30-year fixed mortgage rate is 629 according to Freddie Mac. 30-year fixed mortgage rates. Even paying 20 or 50 extra each month can help you to pay down your mortgage faster.

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